Helping You Enjoy a Better Life...Richer in All Respects

Unbiased Advice:

No Commissions, No Sales Pressure
No Conflicts of Interest
Individually Tailored Solutions

Benefits to Clients :

Know You Are on Track for Retirement
Know You Are on Track with Post-retirement Income
Advice for Balancing Your Portfolio and Where to Invest New Money
Advice in Integrating Retirement Plans
(401k, 403b, 457, PERS)

Help ensure your financial security. Call Today! (541) 330-3938

March 25, 2006

Baby boomers have been transforming American life for over 50 years, so it should come to no surprise that they are changing the ways we think about retirement, too. It’s no longer about giving up a job for only leisure pursuits; it’s about creating a whole new phase of life. And for many, that includes working. learn more

March 8, 2006

On Track to Reach Your Retirement Goals?

An annual checkup allows you to make critical adjustments to your retirement plan. Each checkup should address these three questions:

1) How much of my goal can I potentially cover with my current assets?
2) How much should I save this year to help stay on track?
3) What hypothetical rate of return will ensure I reach my goal? learn more

Barbara A. Rumer, CFP® is a fee-only comprehensive financial planning and investment firm in Bend, Oregon. I provide objective, unbiased, client-specific advice, focused on your goal attainment and risk management, while keeping decisions and costs in your control at all times. I help clients to participate in a life-centered approach to financial planning… where solutions to challenges and opportunities are based on your personal goals, values, history and life transitions. The emphasis is on enriching your life, as I assist you with all your money matters and more. I focus on “helping you enjoy a better life… richer in all respects.” Our goal, together, is to use this process to assure your peace of mind regarding your important financial matters.

I do not discriminate clients based on income or size of investment accounts. I believe it is not the size of your assets today that determines your needs, but rather what your goals are for the future and what you need to get there.

Clear Purpose – I help you specify your goals in harmony with your values so you can envision and realize a successful future.
Creative Solutions – I know each person’s financial situation is different and strive to develop individual, creative solutions based on wise stewardship of your financial resources. As an independent firm, I am free to recommend whatever strategy is right for you.
Practical Insight – Through education, organization and an eye to practical solutions to complex problems, I help you simplify your financial life so you can take control of your financial resources.
Scrupulous Integrity – I am an advocate and fiduciary for your financial interests. Objective, honest, competent financial advice assures your financial needs and goals are always my number one priority (This relates to a strict adherence to our professional code of ethics and conducts. It is about: doing things right, serving the client’s interest first and foremost, being honest and respectful and working knowing that our reputation is “on the line” each and every day.
Trusted Advocate – My mission is to be the most trusted adviser in my clients’ lives. Trust is a measure of the depth and significance of a relationship. I constantly strive to earn and maintain your trust.
Peace of Mind – Through our shared purpose to enrich your lives, you have a trusted source to help you achieve your financial goals. We strive to create your peace of mind through our solutions that are accurate, credible and useful These solutions are based on your personal goals, values, history and life transitions.

The certification marks above are owned by the Certified Financial Planner Board of Standards Inc. and are awarded to individuals who successfully complete CFP Board's initial and ongoing certification requirements.